When you ask us for just PLPD for your personal car, truck, or recreational vehicle, this includes Personal Liability and Property Damage (minimum $1,000,000), Accident Benefits, Unidentified or Uninsured Motorist, Direct Compensation for Property Damage and Family Protection Endorsement.
To fully protect your investment in your vehicle, we recommend adding:
Collision, which covers the cost of repairs to your vehicle when you are at fault (either caused by collision with another vehicle or object or a single vehicle accident) – Collision claims are generally chargeable and could impact your policy premium.
AND
Comprehensive covers the repairs for the damage to your vehicle caused by fire, theft, lightning, explosion, falling objects, earthquake, impact with animals, windstorm, hail, rising water, vandalism, riot, or civil commotion as well as glass replacement or repair.
OR
All Perils coverage includes a combination of the perils covered under collision and comprehensive PLUS it covers theft of your vehicle by someone living in your household (this is not covered under comprehensive)
There are many optional coverages that can be added to your policy to make sure you are fully covered in the event of loss or damage to your vehicle.
Speak to one of our trusted personal insurance advisors for recommendations on the right coverage to suit your needs by calling, clicking, or visiting our office.
